By Jezuel Jay G. Bayta, CPA and Naphtalie Paulle S. Betia I. ABSTRACT The global pandemic brought by COVID-19 evolves at unprecedented speed and scale which creates a new normal way of life. For consumers, the most immediate impact is fear, not just for personal safety but also for the economic impact. In particular, more … Continue reading DATA PRIVACY ISSUE OF MOBILE BANKING USERS AND OTHER E-WALLET SERVICING APPLICATIONS IN THE CITY OF BACOLOD