By:Ken Paolo Gilo & Philip Jaime Servando INTRODUCTION The rapid expansion of the digital financial ecosystem in the Philippines has triggered an unprecedented surge in sophisticated cybercrimes, including phishing, vishing, account takeovers, and money muling (Zigram, 2024). The President signed into law Republic Act No. 12010, also known as the Anti-Financial Account Scamming Act (AFASA) … Continue reading A CONSTITUTIONAL ANALYSIS OF REPUBLIC ACT 12010 OR THE ANTI-FINANCIAL ACCOUNT SCAMMING ACT (AFASA)
